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Comparison

ExpensesGuru vs Expensify

Expensify is built for US businesses. ExpensesGuru is built from the ground up for UK self-employed workers and small businesses — with HMRC compliance at its core.

FeatureExpensesGuruExpensify
HMRC tax categories
UK bank statement importLimited
AI receipt scanning
Self-assessment reports
SA105 property income support
Multi-client management
VAT trackingLimited
Making Tax Digital ready
Free plan available
UK-based data storage
Multi-currency supportGBP focused
Team expense management

Why Choose ExpensesGuru Over Expensify

Built for HMRC

Every expense maps directly to HMRC self-employment and property income categories. No manual re-categorisation needed at tax time.

UK Bank Formats

Import statements from Barclays, HSBC, Lloyds, NatWest, Starling, Monzo, and more. We understand UK bank statement formats natively.

Fraction of the Cost

Expensify starts at $5/user/month with no free tier. ExpensesGuru offers a generous free plan and affordable Pro pricing for UK users.

Reasons to Switch

Stop manually re-mapping US expense categories to HMRC categories every quarter.

Import UK bank statements without formatting issues or failed uploads.

Generate self-assessment-ready reports with one click instead of exporting to spreadsheets.

Pay less for features specifically designed for UK tax compliance.

Get UK-based support that understands HMRC requirements.

Keep your data stored in the UK under GDPR protections.

Try ExpensesGuru Free

Ready to simplify your expenses?

Join thousands of UK businesses tracking expenses with AI. Free during Beta.

No credit card required. Free during Beta.